Business Financial Services

We can help all kinds of companies, from small retail businesses up to large media organisations and everything in between.

There are countless different types of financial services products for business, including group assurance and insurance, finance, pension schemes, retirement and employee benefits, mortgages and loans and tax services.  We can help you select which type of products and services you are required to have and which are most beneficial for your type of business.

 

Protection

The cornerstone of sound financial planning is to ensure that you, your business, your income, and your employees are sufficiently protected in the event of unforeseen circumstances.

 

 

Insurance

We can advise and make sure you have adequate cover in place to protect your employees, buildings, contents, equipment, security systems, vehicles, motors and company cars.

 

 

Critical Illness Cover

Group Critical Illness Cover is used as an employee benefit.  It provides employees with a tax free lump sum after they are diagnosed or survive for 14 days, a covered critical illness.

 

 

Auto Enrolment *

The law on work place pensions has changed and is backed up by law.  We can assist you by introducing you to a financial adviser within the Intrinsic network  who can help you prepare for and implement your duties and legal obligations under automatic enrolment.

The value of pension and the income they produce can fall as well as rise.  You may get back less than you invested.

Auto Enrolment is not regulated by the Financial Conduct Authority.

*Please note that for these services we act as an introducer to financial advisers within the Intrinsic network.

 

Pensions*

We can assist you by introducing you to a financial adviser within the Intrinsic network who can help you put the right group pension plan in place for you and your employee and ensure that it is appropriate for you and your employees risk profile throughout the difference stages of you and their lives.

The value of pension and the income they produce can fall as well as rise.  You may get back less than you invested.

 *Please note that for these services we act as an introducer to financial advisers within the Intrinsic network.

 

Private Medical Insurance*

We can assist you by introducing you to a financial adviser within the Intrinsic network who can help you put the right group health insurance in place for your valued employees that offers flexibility, prompt access to diagnosis, quality treatment and care.

*Please note that for these services we act as an introducer to financial advisers within the Intrinsic network.

 

Relevant Life Cover

A term assurance plan that provides an individual death in service benefit for an employee.  It is designed to pay a lump sum if an employee dies or is diagnosed with a terminal illness.

 

 

Commercial Mortgages

If you wish to purchase a business premises, remortgage your existing premises, expand your business or move to a new location, we will find you the best commercial mortgage product for your needs.

Commercial Mortgages are not regulated by the Financial Conduct Authority.

 

 

Trusts

Putting your protection plan in trust will ensure that in the event of a claim, there is minimal delay in pay out, with the employee’s family and dependents as beneficiaries.

Trusts are not regulated by the Financial Conduct Authority.

 

WARNING

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Free Range Financial Services Limited is an Appointed Representative of Intrinsic Mortgage Planning Limited and Intrinsic Financial Planning Limited which are authorised and regulated by the Financial Conduct Authority.  Registered in England 5372217, Wiltshire Court, Farnsby Street, Swindon, Wiltshire SN1 5AH.