Business Financial Services

We can help all kinds of companies, from small retail businesses up to large media organisations and everything in between.

There are countless different types of financial services products for business, including group assurance and insurance, finance, pension schemes, retirement and employee benefits, mortgages and loans and tax services.  We can help you select which type of products and services you are required to have, and which are most beneficial for your type of business.

Employee Benefits, Trust & Taxation Advice and Auto Enrolment are not regulated by the Financial Conduct Authority

 

Protection

The cornerstone of sound financial planning is to ensure that you, your business, your income, and your employees are sufficiently protected in the event of unforeseen circumstances.

 

 

Insurance

We can advise and make sure you have adequate cover in place to protect your employees, buildings, and contents.

 

 

Critical Illness Cover

Group Critical Illness Cover is used as an employee benefit.  It provides employees with a tax-free lump sum after they are diagnosed or survive for a specified number of days, for example 10 of 14days, with or from a covered critical illness.

 

 

Auto Enrolment*

The law on workplace pensions has changed and is backed up by law.  We can assist you prepare for and implement your duties and legal obligations under automatic enrolment.

The value of pension and the income they produce can fall as well as rise.  You may get back less than you invested.

Auto Enrolment is not regulated by the Financial Conduct Authority.

* For this service we pass the enquiry on to a qualified Financial Planner in the Quilter Network.

 

Pensions*

We can assist you by introducing you to put the right group pension plan in place for you and your employee and ensure that it is appropriate for you and your employees risk profile throughout the difference stages of your life and their lives.

The value of pension and the income they produce can fall as well as rise.  You may get back less than you invested.

*For this service we pass the enquiry on to a qualified Financial Planner in the Quilter Network.

 

Private Medical Insurance*

We can assist you to put the right group health insurance in place for your valued employees that offers flexibility, prompt access to diagnosis, quality treatment and care.

*For this service we pass the enquiry on to a qualified Financial Planner in the Quilter Network.

 

Relevant Life Cover

A term assurance plan that provides an individual death in service benefit for an employee.  It is designed to pay a lump sum if an employee dies or is diagnosed with a terminal illness.

 

 

Commercial Mortgages

If you wish to purchase a business premises, remortgage your existing premises, expand your business or move to a new location, we can refer you to a broker to find you the right mortgage product for your needs.

Commercial Mortgages enquiries are referred to a Master Broker. Commercial Mortgages are not regulated by the Financial Conduct Authority.

Employee Benefits, Trust & Taxation Advice and Auto Enrolment are not regulated by the Financial Conduct Authority

 

Trusts

Putting your protection plan in trust will ensure that in the event of a claim, there is minimal delay in pay out, with the employee’s family and dependents as beneficiaries.

Trusts are not regulated by the Financial Conduct Authority.

 

WARNING

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Free Range Financial Services Limited is an Appointed Representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.  Free Range Financial Services Limited: Registered in England & Wales, No. 07002930. Registered Address: Collinwood 55 Ratten Lane, Hutton, Preston, Lancashire, England, PR4 5TE